What is MiniOma?
MiniOma is a newly launched, user-friendly consumer lending platform available on iPhones in Nigeria. Designed for speed and convenience, MiniOma aims to meet the rising demand for quick financial solutions. Here’s a comprehensive guide to understanding MiniOma’s loan offerings.
Overview of MiniOma Loan:
MiniOma provides an efficient online cash lending service through its iOS app. It offers a range of loan packages with flexible terms to help users address various financial needs. Known for its straightforward application process, MiniOma has quickly become a popular choice for those seeking financial assistance.
Key Details of MiniOma Loans:
- Loan Type: Consumer cash loans
- Payment Method: Monthly installment payments
- Age Limit: 18 to 50 years old
- Eligibility Criteria: Nigerian citizenship, ID, stable income
- Loan Amount: NGN 5,000 to NGN 100,000
- Maximum First-Time Loan: NGN 20,000
- Interest Rate: 18.25% to 32.85% per annum
- Loan Term: 90 to 240 days (extendable)
Customer Support:
- Email: miniomaservice@gmail.com
- Website: MiniOma
For any questions or assistance with loan registration or services, you can contact MiniOma via email or visit their website. The customer service team is available to help.
How to Apply for a Loan on MiniOma:
- Download the App: Install the MiniOma app on your device and enter your phone number to create an account.
- Provide Information: Fill in the required details, including your full name, date of birth, address, loan amount, account number, occupation, and income.
- Upload Documents: Submit clear photos of both sides of your ID card and a portrait of yourself for identity verification.
- Wait for Approval: The system will review your application, and if approved, the funds will be disbursed within 30 minutes.
Payment Methods:
MiniOma offers various ways to repay your loan, including:
- Payment at designated points
- Digital wallet payments
- ATM and bank branch payments
- Internet banking
For accurate repayment information, contact MiniOma staff to ensure a smooth and secure process.
Important Tips for Borrowers:
- Ensure Accuracy: Provide complete and accurate information to expedite the processing of your loan application.
- Clear Documents: Upload clear, valid, and undamaged images of required documents.
- Contact Support: For any queries about loan services, reach out to MiniOma’s customer support for detailed assistance.
MiniOma is dedicated to providing Nigerian users with effective and secure financial solutions. For further details and support, refer to the information above and don’t hesitate to contact their team. Wishing you success in managing your financial needs!