Omansika

By | July 14, 2024

Omansika Loan Service: Flexible and Secure Financing

Loan Details:

  • Loan Amount: GHS 1,000 to GHS 10,000
  • Loan Term: 120 to 360 days
  • Monthly Interest Rate: 1.08% to 3%
  • Annual Interest Rate (APR): 13% to 36%
  • Maximum Annualized Interest Rate: 36%

Example Calculation:

For a loan amount of GHS 10,000 with an annual interest rate of 22.4% over 180 days:

  • Interest: GHS 10,000 x 22.4% / 360 x 180 = GHS 1,120
  • Total Amount: GHS 10,000 (principal) + GHS 1,120 (interest) = GHS 11,120

Application Eligibility Requirements:

  1. Legal Resident of Ghana.
  2. Age: Between 20 and 65 years old.
  3. Income: Must have a fixed income.
  4. Valid Ghanaian ID.

How to Get a Loan:

  1. Download and Register: Install the app and create an account.
  2. Fill in Information: Provide your basic details and submit.
  3. Apply Online: Submit your loan application and get approved easily.
  4. Receive Funds: Loan amount will be deposited into your personal account.

Safety and Security:

Omansika uses advanced data security and encryption technology to protect your information. We will never share your data with third parties without your consent.

Important Notes:

  • Loan amounts, terms, and interest rates are subject to review based on individual applications.
  • Borrow responsibly and manage your finances to avoid overdue payments.

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