What is Branch?
In today’s fast-paced world, managing your finances has never been easier, thanks to Branch, a leading mobile banking and finance app in Kenya. Branch offers a wide range of financial services designed to help you take control of your money effortlessly.
What Branch Offers:
- 🚀 Quick Loans: Access instant loans with no paperwork or collateral.
- 💸 Seamless Transfers: Move money between Branch, MPESA, and your bank account with ease.
- 💡 Bill Payments: Pay your bills without any extra charges.
- 💼 High-Interest Savings: Save money in your Branch wallet and earn up to 15% interest—the highest rate in Kenya.
Transparent Rates and Fees
Branch’s loan terms are clear and straightforward:
- 📊 Loan Amounts: Ksh 1,000 to Ksh 300,000
- 📈 APR/Interest Rate: 20% to 211% (Monthly interest: 2% to 18%)
- 💼 Processing Fee: None
- 🔗 Onboarding Fee: None
Branch Banking Features
- 📲 Quick Mobile Top-Up: Recharge your airtime instantly with the Branch app, no store visit needed.
- 💵 Easy Money Transfers: Whether splitting bills or sending money to family, Branch makes it simple and fast.
- ⌛ Fast Loans in 24 Hours: Get a loan within 24 hours to cover unexpected expenses or urgent needs.
- ⚡ Instant Financial Services: Access personal loans ranging from Ksh 500 to Ksh 300,000, tailored to your needs.
Personal Loans Tailored to You
Branch offers personal loans ranging from Ksh 500 to Ksh 300,000, with terms from 62 days to 1 year. Interest rates vary from 2% to 18%, depending on your risk profile.
Example: Borrow Ksh 10,000 with an APR of 196% for 62 days:
- 📝 Interest: Ksh 3,260
- 💰 Disbursed Amount: Ksh 10,000
- 💸 Total Repayment: Ksh 13,260 (Ksh 10,000 + Ksh 3,260) You’ll make two monthly payments of Ksh 6,630. Note: Late fees may apply.
Variety of Personal Loans
Branch understands diverse financial needs and offers various types of loans, including:
- 🏥 Medical Loans: For unexpected healthcare costs.
- 🏡 Home Renovation Loans: Invest in your living space.
- 🎓 Education Loans: Finance your education or your child’s.
- 🌍 Travel Loans: Explore the world without financial stress.
- 💒 Wedding Loans: Make your dream wedding a reality.
- 📚 Student Loans: Support your academic journey.
Branch Microfinance Bank: Your Financial Partner on the Go
Introducing the Branch Microfinance Bank app, your solution for personal loans without the hassle of paperwork, collateral, or office visits. Apply easily, access funds 24/7, and enjoy lower fees with flexible payment terms.
Trusted Financial Services
Branch’s commitment to excellence has earned it recognition in major financial publications:
- 📰 Financial Times
- 🌐 TechCrunch
- 📊 Forbes
- 📺 Bloomberg TV
- 📖 Huffington Post
- 📰 Wall Street Journal
- 📡 CNBC Africa
Get in Touch
Download the Branch Loan Finance Banking App today. Branch values your feedback and is ready to assist with any questions. Contact us at Kenya@branch.co or connect with us on Facebook. 🌟💰