What is a credit bag?
CreditBag offers a hassle-free online personal lending service, eliminating the need for paperwork or complicated manual reviews. With its automated loan application review process available around the clock, CreditBag is here to assist you with your financial needs, anytime and anywhere.
Why Choose CreditBag?
- Fully Online Process: Apply from the comfort of your home without any physical paperwork.
- 24/7 Service: Get access to loans whenever you need them, day or night.
- Instant Disbursement: Enjoy no waiting time as your approved loan is disbursed immediately.
Eligibility Criteria
- Ghanaian Citizenship: Only citizens of Ghana are eligible.
- Age Requirement: Applicants must be between 22 and 60 years old.
How to Apply
- Register: Sign up on CreditBag using your mobile number.
- Complete Your Application: Fill in the required details on the platform.
- Submit: Send in your application and wait for the review.
- Receive Funds: Once approved, the loan amount will be transferred directly to your specified account.
Product Features
- Loan Amount: Borrow from as little as GH₵ 100 up to GH₵ 10,000.
- Loan Term: Choose a repayment period from 91 days up to 365 days.
- APR: The maximum Annual Percentage Rate is 36%, with no hidden charges.
Example:
If you borrow GH₵ 1,000 for 180 days at an APR of 36%, the interest will be GH₵ 180, making the total repayment amount GH₵ 1,180.
Privacy and Data Security
At CreditBag, your privacy is our priority. We use advanced encryption to protect the information you share with us and ensure that your data remains confidential. Rest assured, your details will never be shared with third parties.
CreditBag Contact Details
Service Email: persadc310@gmail.com
Office Address:15 New Town Rd, Accra, Ghana