UnikCredit Loan Application Guide
Eligibility Requirements:
- Ghana Card: A valid identification card is needed to apply.
- Mobile Payment Wallet: You must have an MTN or Vodafone mobile payment wallet.
- Age and Residency: Applicants must be Ghanaian residents aged 18 years or older.
How to Apply:
With the UnikCredit app, you can easily apply for a loan online whenever you need funds. Here’s how:
- Download the UnikCredit App: Install the app and complete your registration just once.
- Register: Enter your personal information to set up your account.
- Apply: Submit your loan application within minutes.
- Receive Funds: If approved, your loan will be credited directly to your mobile payment wallet.
Loan Details:
- Loan Amount: Borrow between GHS 100 and GHS 6,000.
- Loan Term: Choose a repayment period between 91 days and 365 days.
- Annual Percentage Rate (APR): Ranges from 12% to 24%.
Example Calculation:
For a 365-day loan with a principal of GHS 1,000 at an APR of 20%:
- Total Interest: GHS 1,000 x 20% = GHS 200
- Total Repayment: GHS 1,200 (Principal + Interest)
Contact Information:
- Email: support@unikcredit.com
- Address: B68Y+79G, Nkawkaw, Ghana
If you have any questions or need further assistance, feel free to reach out. With UnikCredit, getting the funds you need is quick, easy, and secure. Download the app today and take control of your finances!